Propagandists distribute photos that allegedly show a loan agreement of one of the Ukrainian banks. According to it, “the transfer of the territory to the jurisdiction of another state does not release the borrower from obligations”. The authors of messages with photos in Russian telegram channels add: they say, in this way even Ukrainian banks admit that Ukraine has lost or will lose its own territories forever. It's fake.

Analysts of the VoxCheck project drew attention to it. They found the original contract belonging to Alliance Bank. It does not contain clauses on the transfer of territories to the jurisdiction of another state. In this version of the contract, the paragraphs with numbers in the photo have a different content. Also, VoxCheck analysts did not find similar provisions in loan transactions of other Ukrainian banks.

Thus, propagandists want to demoralize Ukrainians. They say that Ukraine is losing on the battlefield and losing its territory, so the war is meaningless and it must be ended on Russia's terms. However, such fakes are also created in order to hide Russia's failure at the front.